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In Your Best Interest
Here are just a few reasons why it's in your best interest
to come to Flaherty Funding for your mortgage.
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Guaranteed
Closing Costs
Click
here for Our Closing Costs Guarantee (PDF).
All too often, the worst experience in the process
of obtaining a mortgage comes at closing. That's when
you might discover that the 'lowest rate' wasn't, because
the bargain-basement mortgage provider had under-calculated
your closing costs. This is when you have a choice to
make: bail out, and risk a rate increase when you apply
for a new mortgage, or just grin and bear it. After
all, your good faith estimate was just that - an estimate.
With Flaherty Funding, you can be assured that your
total mortgage cost will be as advertised. At closing,
the mortgage related closing costs will never
exceed, in aggregate, what was disclosed to you at
application on the written and signed 'good faith estimate'.
That's Our Guarantee! Check it out, and leave
your extra money in your bank account.
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Low Rates
Don't be fooled by brokers, banks and internet-based companies
offering the 'lowest rates'. When banks compete, you only
win if the rate you're quoted at first holds up through
closing. There are many factors that determine your rate.
With Flaherty Funding the total package - interest rate,
term, closing costs - will combine to give you the true
lowest rate possible. |
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No
Upfront Application Fee
With Flaherty Funding, you don't need to invest a penny
in advance. We do the initial qualification
analysis, credit research, and loan pricing to see which
mortgage products fit your needs: Free of Charge! |
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Customer
Satisfaction
Our customers tend not to forget us - and we don't forget
about them. Each of our customers receives the Fund
Times Newsletter and many of our new clients come
to us through referrals from previous customers.
We get letters…
"Thanks much for all your help
in refinancing my house. I appreciated just how easy
you made the process. If I know of anyone interested
in buying a home, I'll be sure to tell them about Flaherty
Funding ." Jason Ruffell, Ontario New York - January
25, 2001
"I feel it is my obligation
to take a moment to thank your company and it's staff
for displaying the most professionalism, determination,
and friendliness my wife and I have ever been fortunate
enough to enjoy. Flaherty Funding Corporation has been
an absolute charm to work with and will always remain
our first choice in all future mortgaging endeavors!
Specifically, we would like to express our deepest thanks
to Kevin Sharp (Senior Mortgage Consultant) and Beth
McMahon (Operations Department Manager). In all honesty
we are truly amazed with their performance." -
Sincerely, Daniel P. Cook, Rosendale New York - September
25, 2002
"Mark (Mark Buckley, Mortgage
Consultant) did what he said he was going to do in a
very timely and professional manner. He took the time
to understand what my wife and I were trying to accomplish
and went to work on getting us the best possible loan
for our situation." R. Patrick Heveron, Penfield
New York - September 2002
"Margaret (Margaret Leuwen,
Senior Mortgage Consultant) moved very quickly to secure
the best rate while making sure that everything was
done properly from start to finish. She rose to the
occasion and went the extra mile." Wayne Holly,
Honeoye Falls New York - July 11, 2003
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Personalized
Expert Analysis
This is where Flaherty Funding shines above the rest.
Our Mortgage Consultants
are not afraid to spend time with you - no obligation
- to find out what you financing needs really are. They
can even help you improve your credit score which is crucial
when it comes to getting approval on a mortgage. Flaherty
Funding Mortgage Consultants
often come up with new and different ways in which you
can accomplish your goal - give them a try. |
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Mortgage
Banker Advantage
As a Licensed Mortgage Banker, Flaherty Funding can issue
a commitment letter to you as soon as we analyze your
credit history and determine the mortgage product that
best fits your needs. You won't have to wait for days
to find out if you have a loan. In addition, as a mortgage
banker, Flaherty Funding has more flexibility about the
time during which your rate is 'locked in'. That could
mean hundreds of dollars less on your monthly
mortgage payments. |
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Hundreds
of Options
When you apply for a loan with Flaherty Funding, you will
have hundreds of mortgage
products available to you through our affiliated
lenders. This not only assures you the best possible rate,
but allows our Mortgage Consultants to pick and choose
the product that best suits your lifestyle and your future
plans. |
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Hassle-free
Processing
After you apply for a loan, sit back and let us do the
work. Our operations department is the best in the industry.
Our loan processors do their work rapidly, efficiently
and without error. That's why we close 94% of loans for
which we receive applications. That's an unparalleled
rate of success! Ask your Loan Officer how to
receive updates on your loan's progress with our
Loan Tracker system.
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