Mortgages Made Easy
A lot of decisions go into the building of your new home. Don't let financing add to the burden…let Flaherty Funding help. We can quickly answer all your questions and provide you the most cost-effective loan ... hassle free.

End Loan
With an End Loan, your contractor/builder retains title to the building lot during construction. You only need to obtain a final mortgage when your home is complete and a Certificate of Occupancy is issued. At closing, the title is transferred from builder to borrower. On a loan like this, a long term rate lock is required. But with Flaherty Funding, rate lock on a construction loan can work to your advantage because of 'Unlimited Rate Lock Float Down'. You get the lowest possible interest rate at closing.

Check out your options for End Loan mortgages under Home Purchase, talk with a Flaherty Funding Mortgage Consultant and pick the product that's perfect for you.

Construction-Draw Loan
With this type of loan, you, the borrower, usually hold title to the building lot during your home's construction. Your builder/contractor demands draws from your draw account during construction. Often there are two or more closings, and thereby two or more sets of closing costs, but with Flaherty Funding, your Construction Draw Loan can have just one closing to convert to an End Loan saving you money.